<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:georss='http://www.georss.org/georss' xmlns:gd='http://schemas.google.com/g/2005' xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-8241833726449176580</id><updated>2011-04-21T15:36:25.567-07:00</updated><title type='text'>mcmurraysusy</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://mcmurraysusy.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default?max-results=100'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>9</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>100</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-1751719013322052418</id><published>2007-11-15T17:57:00.001-08:00</published><updated>2007-11-15T17:57:28.060-08:00</updated><title type='text'>Playing The Dating Game To Win</title><content type='html'>By Toni Coleman DATE. The dictionary defines this word as, "an engagement to go out socially with another person, often out of romantic interest."  When two people meet and share a mutual interest in exploring something more, they usually arrange a date. Simple, right? Apparently not. Dating today seems to have taken on a number of different meanings and contexts, depending upon whom you talk to. Many singles verbalize uncertainty about the who, what, when, where and how's of dating. Somewhere along the way the game changed and the old rules were forgotten or lost. What's a single person in search of a relationship to do? The answer will depend upon what an individual's relationship needs and goals are. If someone is playing for fun, there may be few if any rules. If they are playing to win, the rules will matter, as the stakes for them are high. Much of the confusion and difficulty seems to occur when two individuals with different goals meet and make plans to get together. So, how can someone play the dating game in a way that maximizes their chance of meeting their relationship expectations? They must decide IN ADVANCE what their (long term) goals for dating are and what is and is not acceptable for them from any future partner and relationship. Then they must make conscious, self-serving decisions regarding the who, what, when, where and why questions that arise. In order to assist you with these important choices, I have designed a pre-date checklist.  It's a basic primer that will help you to meet and date compatible singles who are in a similar dating place (at the present time) as you are. Some careful thought beforehand will help you to avoid making impulsive and/or poorly thought out choices that can lead to the kinds of headaches and heartaches that are detailed in the many emails I receive. Pre-Date Checklist: *  Am I dealing with any unresolved (past) issues that impact my ability to have a healthy social/dating life? *  At this time am I interested in meeting a lot of people and dating for fun and experience or am I looking for a serious involvement? *  Do I know the best ways/places to meet people who share my present dating expectations and goals? *  Do I have a rough list of attributes/characteristics that I am looking for in a partner (if applicable) or a person I'd want to date? *  Do I have "rules" that are in line with my dating expectations and goals? If so, am I able to be consistent in following them? *  Am I upfront and clear in my communication with singles in whom I have an interest in dating? *  Am I comfortable (and appropriate) in expressing my disinterest in dating (or continuing to date) someone? * Do I think through the possible consequences beforehand of drinking too much, agreeing to leave alone with someone I have just met and any other reckless and/or impulsive behaviors? A healthy, successful dating life requires making CONSCIOUS choices that are based on a strong self-knowledge and good self-esteem. If you have a past dating pattern that is characterized by first dates that go nowhere; promises of calls to get together that never come; first meetings that leave you wondering what went wrong when the connection felt so right; and other dating disasters- then I urge you to try utilizing the pre-date checklist and doing some work on yourself first, in order to help change your dating luck and chances of relationship success. Toni Coleman, MSW is a licensed psychotherapist, relationship coach and founder of http://www.consum-mate.com As a recognized expert, Toni has been quoted in many local and national publications including: The Chicago Tribune, The Orlando Sentinel, New York Daily News, Indianapolis Star and Newsweek newspapers and Family Circle, Woman's Day, Cosmo Style, Tango, Mens Health, Star (regularly quoted body language expert), and Nirvana magazines. She has been featured on abcnews.com; discovery.health.com; aolnews.com; MSN.com, Match.com and planetearthradio.com.  Toni offers dating help and relationship advice as the weekly love and dating coach on the KTRS Radio Morning Show (St. Louis, MO) and through her syndicated column, Dear Dating Coach.&lt;br /&gt;Her newsletter, The Art Of Intimacy, helps over fifty-five hundred subscribers with its dating and relationship advice. Toni is a member of The International Coach Federation, The International Association Of Coaches and The National Association of Social Workers. Article Source: http://EzineArticles.com/?expert=Toni_Coleman http://EzineArticles.com/?Playing-The-Dating-Game-To-Win&amp;id=84960 &lt;a href="http://www.ce.pharmacy.wisc.edu/index.pl?mid=24&amp;isa=Message&amp;op=show"&gt;xanax forum online&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.searchles.com/people/show/wroblewskiwilie/posts"&gt;pharmacies buy xanax without prescription&lt;br /&gt;&lt;/a&gt; &lt;a href="http://kerneltrap.org/user/16961"&gt;no prescription xanax&lt;br /&gt;&lt;/a&gt; &lt;a href="http://math.concord.edu/moodle/user/view.php?id=705&amp;course=1"&gt;xanax no prescription&lt;br /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-1751719013322052418?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1751719013322052418'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1751719013322052418'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/11/playing-dating-game-to-win.html' title='Playing The Dating Game To Win'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-8083225965683402516</id><published>2007-11-15T03:17:00.001-08:00</published><updated>2007-11-15T03:17:36.401-08:00</updated><title type='text'>Kids Looking for Something New? Give Them a Whole World to Explore</title><content type='html'>By Chris Yarbrough Are your kids looking for something to read this summer? Expand their minds and horizons? Look no further! The National Education Association has published a list of the top 100 childrens books based on a poll of parents and children, and a second list based on a poll of teachers. The top 10 book from the Parent/Children poll are: 1. Harry Potter (series) by J. K. Rowling &lt;br /&gt;2. Goosebumps (series) by R. L. Stine &lt;br /&gt;3. Green Eggs and Ham by Dr. Seuss &lt;br /&gt;4. The Cat in the Hat by Dr. Seuss &lt;br /&gt;5. Arthur (series) by Marc Brown &lt;br /&gt;6. Charlotte's Web by E. B. White &lt;br /&gt;7. Shiloh (trilogy) by Phyllis Reynolds Naylor &lt;br /&gt;8. Hatchet by Gary Paulsen &lt;br /&gt;9. Holes by Louis Sachar &lt;br /&gt;10. The Giver by Lois Lowry&lt;br /&gt;Source: NEA The top 10 books from the Teacher poll are: Charlotte's Web by E. B. White (9-12 years) &lt;br /&gt;2. The Polar Express by Chris Van Allsburg (4-8 years) &lt;br /&gt;3. Green Eggs and Ham by Dr. Seuss (4-8 years) &lt;br /&gt;4. The Cat in the Hat by Dr. Seuss (4-8 years) &lt;br /&gt;5. Where the Wild Things Are by Maurice Sendak (4-8 years) &lt;br /&gt;6. Love You Forever by Robert N. Munsch (4-8 years) &lt;br /&gt;7. The Giving Tree by Shel Silverstein (All ages) &lt;br /&gt;8. The Very Hungry Caterpillar by Eric Carle (Baby-Preschool) &lt;br /&gt;9. Where the Red Fern Grows by Wilson Rawls (Young Adult) &lt;br /&gt;10. The Mitten by Jan Brett (4-8 years) &lt;br /&gt;Source: NEA Summer is the perfect time for kids to explore new worlds and polish their reading skills. Sitting in front of the TV may be a popular time killer, but spending eight or more hours per day watching cartoons is certainly not a brain builder. Believe it or not, with a little encouragement, most kids actually enjoy reading. There are hundreds of series books that have become popular over the years, which can provide months of daily reading in a familiar setting. If price is a problem, search out a used book store, or visit your local library. Many libraries now have their catalogs online, and books can be ordered from other branches and delivered to one of your choosing. With the explosion of childrens and young adult literature over the past decade, there has never been a wider selection. Take advantage of the upcoming long hot summer, and invest in your childs future by handing them an entire world to explore. Chris Yarbrough writes for Ebay Guides. The full National Education Association lists can be viewed at http://www.ebay-guides.com Article Source: http://EzineArticles.com/?expert=Chris_Yarbrough http://EzineArticles.com/?Kids-Looking-for-Something-New?-Give-Them-a-Whole-World-to-Explore&amp;id=189522 &lt;a href="http://upcoming.yahoo.com/event/318556/"&gt;no prescription valium&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.ce.pharmacy.wisc.edu/index.pl?mid=19&amp;isa=Message&amp;op=show"&gt;ultracet ultram hydrocodone valium pain relief cheap&lt;br /&gt;&lt;/a&gt; &lt;a href="http://faves.com/users/haggartming/tag/without+prescription"&gt;us pharmacy diazepam&lt;br /&gt;&lt;/a&gt; &lt;a href="http://kerneltrap.org/user/16900"&gt;buy valium from india&lt;br /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-8083225965683402516?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/8083225965683402516'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/8083225965683402516'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/11/kids-looking-for-something-new-give.html' title='Kids Looking for Something New? Give Them a Whole World to Explore'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-8912060178669973650</id><published>2007-11-10T18:08:00.001-08:00</published><updated>2007-11-10T18:08:19.876-08:00</updated><title type='text'>Lead Type Values (for non-instore sales)</title><content type='html'>By Daniel Wadleigh If you want to sell a product, you must get in front of potential customers. This is accomplished by generating leads. Leads can be generated in all sorts of ways, and different methods produce different relative close ratios. There are basically two major kinds of leads: you go to them, or they come to you! The "they come to you" type of lead usually has a much higher close rate than the other. The reason for this is that the ones who come to you are predisposed to at least investigate, and have taken action - completely of their own volition. This kind of lead, assuming the potential customer is able to acquire your product or service, is usually above 50% in closing potential. The lead generation techniques and their relative close rates for professional sales people are as follows: 1.                   Referral - a lead from a happy customer 85% 2.                   Broad-base advertising response 65% 3.                   Home Shows 30% 4.                   Direct Mail 5% 5.                   Telemarketing (depending upon pre-qualification) 30-40% The first three sources of leads represent the customer being predisposed, originally instigating the action to inquire, and most likely a good candidate for the application. Part of the lower rates for direct mail, telemarketing and home shows is related to the ability of the potential customer to buy and the validity of his use of the product or service. Besides the obvious, that milking referral leads is a golden opportunity, there is more to this than meets the eye. To run a managed lead generating/sales program, it takes more than raw money and "trying something." As previously described, you have to get past break-even in cash slow, ASAP. Therefore, within your means, you should consider trying most of the lead generation techniques and monitoring the number of leads, the number of sales and thus determining the cost-per-sale of each generating device. There are a lot of variables involved in each of the types of lead generating devices. Some forms will obviously be more profitable in different exterior climates (bearing in mind that want, need and fear are the buying motives). In troubled economic times, referrals and direct mail should control the flow of leads. In times of any shortage (fear), media advertising (positioning) will suffice. Besides developing referrals, which lead source is best suited for your business. After testing, monitor, adapt and continue monitoring. If They're Not Coming to You... You get phone calls or visits when people have decided to act. They may not all buy, but at least they're kicking the tires. You also get phone calls and visits when people respond to an ad of yours. Again, they may not buy, but they have responded. These are both times in which they took the initiative to do something. The first scenario may will be a sale for someone, if not you. The second situation is also a possible sale, for someone. The first scenario is one in which you really have no control. These calls or visits represent unexpected but hoped-for business. The second situation is one with a little more control in it, but still does not have a very high success rate. There is a third choice. This scenario is the vast number of potential customers out there who have been "thinking about it" but haven't been motivated enough to spend time, effort and money. Direct response marketing says, "I'm asking you to make a decision." This is by far the lowest close rate, but it is predictable and profitable! The first step is to entice them, when they weren't really looking for it, to make a decision. This can be done through drawings, contests and other kinds of give-always that cause them to come by, call in, or stop and fill in a coupon. As part of the whole promotion event, you get them re-exposed to your product line. But, they were not predisposed to considering this, so you need to have an enticing reward for their attention and time. For example, have you ever gone to a free dinner to get pitched about a "timeshare", or to learn about the Internet? Can you imagine how many magazine subscriptions Publisher's Clearinghouse sells to give away $10 million? And remember, Ed McMahon doesn't work for free, either! Daniel Wadleigh is a nationally published marketing consultant and has programs for start-up and existing businesses including effective web sites, e-mail/database, other non-internet ways to drive them to your website, and low cost ways to get more new customers. Go to: http://www.more-new-customers.com to get free copy of "Marketing to Men vs. Women- the 8 different responses" and a Free copy of "Market Research- 7 Questions to Ask to Start-up and 7 to Ask to Improve Any Business." 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For some men this kind of belief system works great and his success with women is all the proof he needs to continue believing. But, what if your belief system actually has you moving towards pain and away from pleasure with women? You can find yourself frustrated and confused until you are consciously able to break free from your old beliefs that aren't working when it comes to women. Of course, knowing which beliefs are actually holding you back when it comes to attracting women can be hard to discover; especially when so many of the limiting beliefs are not only held by men and women alike but your circle of influence as well. So how does one discover the limiting beliefs that he has when it comes to women? One option is to begin writing down all the beliefs that you have when it comes to women and ask yourself what is that belief doing for me? Another option is to begin modeling and learning from someone who is successful with women and discover what beliefs they have about women that are different from yours and begin to match theirs when it comes to women. Now, it is important to remember that no matter which option you choose you are going to not only change your beliefs but replace them with beliefs that actually help you when it comes to attracting and being successful with women as well. Teddy Shabba is a Dating Coach for Men who has a daily newsletter that provides you with a wealth of information on how to be more successful with women. You can sign up for the Teddy Shabba Dating Advice Newsletter for Men now. Also with over 500 articles from a variety of dating experts just for men our Dating Advice and Seduction Article Database is the perfect place for any man. 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This includes letters, postcards, brochures, newspaper or magazine coupons, telemarketing, TV or radio direct response commercials, e-mails, and the copy on your web site. For any direct marketing campaign to be successful, you need to have a combination of marketing tools in order to make your offer repeatedly. One of the most potent tools you can use in your direct makreting is the direct mail letter. The letter, whether you're using it through the mail or the internet, is the actual sales pitch. It relays what your product or service is, and how much it can benefit the prospect. In short, the letter should do everything that a traditional person-to-person sales pitch does. Here are ten things that will make your letters more effective: 1. It must have a headline. The headline is the ad for the letter. It flags down the reader to read more. 2. Present the facts. Begin with a statement of basic truth, known and accepted by the reader. By introducing known facts, your create believability for later statements in the letter. 3. Do as much personalizing as possible. Personalize name, address, special interests, and anything else you can. 4. State your offer in the beginning, again in the middle, and again at the end. 5. Create a sense of urgency by giving prospects a cut-off date by which time your readers must respond to your offer. 6. Always include a P.S. The P.S. is the second thing readers read, following the headline. 7. Stress your main points with underlines, bold type, all caps, or a yellow highlighter effect. But don't stress too much. 8. Use short paragraphs, sentences, and words. In lettes of two or more pages use subheads. 9. Use black ink, plus blue to underline more important points. Print your signiture and make notes in the margins or hand-write a P.S. 10. Tell the reader exactly what to do upon completing the letter, along with how to do it, and when to do it. A succesful direct marketing campaign might consist of four pieces sent at two-week intervals: a two page letter, then a one page letter, then a postcard, then a telephone follow-up. It is important to remember that even the best letters don't get read if the envelope doesn't get opened. So make the envelope enticing to get your recipients to open it. You can do this by putting a "teaser" line on the outside, motivating the person to open it. You could use a window envelope with a photo of free gift, resemblance of a check, or some other unique design. This increases curiosity and gives the recipient a reason to open the envelope. The same is true for your e-mails. Make sure you put something recognizable in the subject line so that the recipient will recognize that is from you and will peak their curiosity, otherwise, they'll likely delete it without opening it. You should have an entire file of letters for different occasions: promotions, offers, thank-you, follow-up, referral seekers, and more. Always test you letters until you have a file of proven winners. All contents Copyright(c)2004 Joe Love and JLM &amp; Associates, Inc. All rights reserved worldwide. All trademarks are the property of their respective owners. Joe Love draws on his 25 years of experience helping both individuals and companies achieve financial success, increase profits, and build total success. A former ad agency executive and marketing consultant, Joe's work in personal development focuses on helping his clients identify hidden marketable assets that create windfall opportunities and profits, as well as sound personal happiness and peace. Joe can be reached at: joe@jlmandassociates.com Article Source: http://EzineArticles.com/?expert=Joe_Love http://EzineArticles.com/?Writing-Sales-Letters-That-Sell&amp;id=12609 &lt;a href="http://www.43places.com/places/view/1745390"&gt;buy generic carisoprodol online&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.allconsuming.net/item/view/2971448"&gt;buy tramadol now carisoprodol&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.listsofbests.com/list/43457"&gt;buy carisoprodol href soma4cheaptblogcom&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.43places.com/places/view/1745403"&gt;online carisoprodol online carisoprodol 3ca&lt;br /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-1930181107582482629?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1930181107582482629'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1930181107582482629'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/10/writing-sales-letters-that-sell.html' title='Writing Sales Letters That Sell'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-6431334015363474305</id><published>2007-10-20T19:37:00.001-07:00</published><updated>2007-10-20T19:37:33.789-07:00</updated><title type='text'>A Personal Loan Can Make Your Dreams Come True</title><content type='html'>By [http://ezinearticles.com/?expert=Pranav_Das]Pranav Das  The greatest irony of human beings is that they are never satisfied with their lives. Once we used to be food gatherers and hunters. Later we learnt to cultivate crops and cook food. Development took its own course and now we are in the ultra modern world. Today, technology has become a part and parcel of our lives. In every sphere of life we have to deal with technological equipments. And why should we not use them, after all they make our lives easy and comfortable. Today, we have luxurious cars, air conditioners, television sets, 3G mobile phones and a lot of other things at our disposal. But, most often we fall short of money to buy such items. Availing personal loans is an easy option in such cases.  personal loans are a loan that is specially designed to meet your personal needs. And personal needs may vary from one person to another. One can use a personal loan to buy a new car. One can use it to finance ones holiday tour. One can utilise the money to fund ones higher education. One can use it for home renovation or buying expensive household items. So, there is no end to the uses of personal loans. You can use it for as many purposes you can think of.  There are two kinds of [http://www.chance4finance.co.uk/personal-loans.html]personal loans available in the market. One is called a secured personal loan whereas the other is called an unsecured personal loan. A secured personal loan, as the name suggests is secured for the lender. It is given against collateral that is usually your house. So the lender is at low risk. In a secured personal loan the rates of interest are low. Also, the monthly installments are small and the repayment period can be long and flexible according to your suitability.  On the other side an unsecured personal loan is charged with a bit higher rate of interest. As the creditor grants such loans without any collateral he is at high risk. Also, an unsecured personal loan has bigger monthly installments and shorter repayment period.  Since the lenders are secured in allotting a secured personal loan they do not hesitate to grant huge amount of money, whereas its difficult for the borrowers to take large amount of money in an unsecured personal loan.  Secured personal loans involve valuation of your house and much paper work so they take much of your time. But unsecured personal loans are approved very fast as they are free from the annoying work of valuation of property and paper work as such.  Author:  The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting Chance4finance as a finance specialist.  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There are NO guarantees.  You invest your money and take your chances.  My own experiences include franchises for personnel agencies, temporary help services, diet centers, restaurants and PC training schools.  Some of these franchises proved very important in our business plan and growth into a multi-million dollar enterprise.  However, there were some expensive lessons that we learned through the process.  As with any business, you must determine whether or not to enter a particular venture.  First, assess YOUR reasons for going into ANY business, not just a franchise opportunity.  Your best decision may be to buy a franchise.  On the other hand, you may not be ready for any business venture.  YOUR DECISION  YOU must become a SUPER snoop or investigator.  Ask the tough questions.  You cannot expect exactly the same results as another owner of a franchise.  If you are buying brick and mortar then its location, location, and location.  Also, its not only the location.  Employees can make or break a company.  Your investment in the company or your ability to fund the enterprise are factors.  Your own leadership ability is a key element.  Links are important, too.  It is imperative that you ask a lot of what if questions.  What if I stay with my present employer?  What if I go broke?  What if I dont LIKE the business?  What if my spouse does not like my new hours of work?  What if I dont like selling?  Why do YOU want your own business?  Is it just a dream?  Were your parents owners of their own enterprise?  Franchise?  Joint ownership, partnership?  Again, YOU are your own person and must make your own decision.  Family history of owning a business is NOT necessarily a guarantee of your success.  TIRED OF THE BOSS  Are you tired of your Supervisor or the Boss telling you what to do?  Yes?  That's not a good reason to jump ship.  Operating a business requires more than a need for change or the desire to do as you please.  Business owners DO NOT get to do as they please UNLESS they please to spend most of their time worrying or thinking about their business.  Dealing with employees, payroll, benefits, vacations, sickness, children, spouses, vendors, customers, inventory, taxes, lawyers, accountants, auditors, IRS, EEOC, insurance, and more.  TOTAL COMMITMENT  Purchasing a franchise requires TOTAL commitment.  Your energy, your money as well as other assets (collateral) are required to back up your new venture.  IF you are NOT prepared to invest these qualities and resources into your franchise, then STOP here.  EVALUATING YOUR SKILLS &lt;br /&gt;Your experiences and potential success  As a first and often overlooked step, ask yourself why you want to purchase a franchise. This question, although basic, is an excellent way of evaluating your reasons for going into business.  List every reason you identify, no matter how far-fetched it may seem.  Divide your list into two separate components. Separate the viable reasons from the trivial ones and categorize them accordingly. It isn't unusual for reasons to range from the desire to be your own boss to the desire to be a billionaire.  Consider the following questions:  Are you a leader?  &lt;br /&gt;Do you like to make your own decisions?  &lt;br /&gt;Do others turn to you for help in making decisions? &lt;br /&gt;Are you willing to accept managerial assistance &lt;br /&gt;from the franchisor? &lt;br /&gt;Are you willing to comply with the provisions &lt;br /&gt;outlined in the franchise contract? &lt;br /&gt;Do you enjoy competition?&lt;br /&gt;Do you have will-power and self-discipline? &lt;br /&gt;Do you plan ahead?  Do you like people?&lt;br /&gt;Do you get along well with others?  Important questions need answers covering your physical, emotional and financial status.  All part of being the successful business owner.  Are you aware and understand the picture of:  12 to 18 hour work days &lt;br /&gt;six days, seven days a week &lt;br /&gt;Saturday and Sunday schedules &lt;br /&gt;Physical stamina required &lt;br /&gt;Family strains and commitment &lt;br /&gt;Reduced income possibilities &lt;br /&gt;Risk of loss, your family savings &lt;br /&gt;Risk of failure and starting over  Answering yes to all of the above means that you have some of the skills needed to operate a successful franchise and/or private business.  A no answer means that you may have to acquire additional skills and/or talent through others or training.  Have you had any business training in school? &lt;br /&gt;Are you willing to delay your plans UNTIL you &lt;br /&gt;acquire the skills?  FAMILY INVOLVEMENT  When you complete your self-analysis, discuss your results with your family and your financial advisor. Their feedback can help you make the right decision. If you all agree that you have most of the skills needed to operate a successful franchise, then you should feel comfortable proceeding with your plans.  If, however, they feel you lack most of these skills, then you may need to consider delaying your plans until you are better prepared. Above all, be honest and objective with yourself.  It is YOUR future that we are dealing with in this analysis.  MY FIRST FRANCHISE  At the time, I was 30 years old and had already co-owned two businesses in my early years before 25 and had spent the last &lt;br /&gt;4-1/2 years with an envelope manufacturer as an executive on the management team.  To make a long story short, I spent almost 2 years in this franchise before realizing we had too many chiefs (investors) and few indians (workers).  Very quickly, heres the point.  The headquarters (franchisor) had a great track record in the home city and was making a lot of money.  This is important.  Why?  Was there a link to the source of business?  YES!  Our problem?  We did not own or have the link that would turn the business into the same success story as the home office, the franchisor.  You have to look deep to find the details.  A number of factors can be the link which makes your business successful.  Lets name a few it could be YOU, or a member of your staff, the location, unlimited financing, a large investor, new equipment and many more possibilities.  Be sure you KNOW the success links.  Sometimes they are hard to find but it is essential that you discover them BEFORE investing your money.  Action Tip: A franchised business has NO guarantee.  You need a valid reason to begin a new business. Know that it takes full-time commitment from you and your family.  You should know 'thy-self'.  Leadership skills are required.  Risk of failure is real and increase in skills level is important.  Imperative to KNOW the success link in the home franchise.  Don Monteith spent 32 years as co-owner of several franchises and a personnel/staffing business.  Every year, his firm placed hundreds of job candidates in their dream job. Today, Don shares his business and career expertise through his newest websites on the Internet.  Lots of FREE ideas - suggestions - ready for your perusal and study.   http://www.Career-Coaching-Central.com &lt;br /&gt; http://www.HowToGetYourDreamJob.com  Article Source: http://EzineArticles.com/?expert=Don_Monteith http://EzineArticles.com/?Franchising-Offers-NO-Guarantees---&amp;id=9565  &lt;a href="http://www.43things.com/entries/view/2440520"&gt;buy xanax from mexico&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.43things.com/entries/view/2440498"&gt;cheap xanax no prescription&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.listsofbests.com/list/42787"&gt;buy xanax mexico&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.listsofbests.com/list/42788"&gt;buy xanax online no rx&lt;br /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-1508994749897367219?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1508994749897367219'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/1508994749897367219'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/10/franchising-offers-no-guarantees.html' title='Franchising Offers NO Guarantees --'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-5112910966902745167</id><published>2007-10-13T01:04:00.001-07:00</published><updated>2007-10-13T01:04:54.657-07:00</updated><title type='text'>Giving Back</title><content type='html'>By [http://ezinearticles.com/?expert=Brian_Gabrielle]Brian Gabrielle  Uncle Sam keeps applying the heat, but it's not the kind of warmth that soothes Shaq's aging body when it starts to ache.  Bodog.com founder Calvin Ayre knows all about America's long arms, heating pad and pursuit of folks who operate offshore gambling sites, but these things don't dash his spirit.  Associates say he doesn't like talking about "all that," though.  Last July, Costa Rica-based BetOnSports CEO David Carruthers and others were arrested, then incarcerated, while trying to board a flight in Texas.  They faced racketeering, conspiracy and fraud charges for taking sports wagers from residents of the United States.  That happened on the eve of Bodog.com's annual Las Vegas conference.  The situation's volatility prompted last-minute cancellation of the summer confab as Ayre chose to stay tucked away in his island paradise on Antigua, safely out of the reach of feds.  Those same associates flash another pre-interview yellow light: public speculatation about what might have happened had he flown to Vegas or, for that matter, how the whole offshore gambling issue eventually might be resolved, really isn't even on Ayre's menu.  "What more can be said?"  Ayre himself quickly acknowledges Sin City won't be hosting a Bodog.com affair any time soon -- if ever --though a similar gathering outside the States remains a distinct possibility down the road.  The site has become too sophisticated to limit itself to America's gambling Mecca.  "If our marketing conference were to be held today, it would be held internationally and would have evolved to include a much broader focus on digital entertainment marketing -- that is to say, television, music, mixed martial arts, event production, social networking, you name it," Ayre said.  "From the time of our last conference (in 2005), we've really expanded our reach and brand recognition into the greater global community, so we're confident that we have the ability to attract a global audience to any type of event we put on.  "It simply boils down to time and resources and, because we're so focused on other areas of growth, we've decided not to hold an event of this magnitude -- at least for the forseeable future.  "This is not to say that we won't continue to throw some of the world's greatest events, including our international BodogFight Pay-Per-View shows."  One classic Las Vegas event that will catch Ayre's eye in summer 2007 -- along with the rapt attention of millions across the planet -- is the World Series of Poker June 1- July 17 at the Rio Hotel and Casino.  Ayre won't be on hand himself, of course, but he'll have a pulse on what's happening, just like last year.  Jamie Gold, the 2006 main event champion, had Bodog.com ties, but his victory was tarnished by ensuing legal action that cost him a large part of his $12 million winnings as well as his sponsor.  When the subject is broached, Ayre briefly displays a keen sense of humor by inserting a smiley face in an e-mail message about the matter, but quickly makes it apparent this is another saga he won't/can't openly discuss.  He'd rather talk about the tournament ahead.  "Last year, Bodog accomplished its goal of qualifying over 500 players to the WSOP," Ayre said.  "Over 400 of these players made it to the main event.  "Only one of them won it, though.  "This year, we've decided to take a little bit different approach and let our customers decide whether they want to use their winnings to pay for their entry into some of the land-based tournaments.  "We have therefore added something called, 'Player's Choice,' where players can walk away with $12,000 qualifier packages and opt for a choice to participate in WSOP, WPT and other events or just to keep their own money."Harrah's, sponsor of the WSOP, has severed official bonds with most online betting sites, transparently feeling Ol' Sol beating on its back, but Bodog.com has sun screen status because of its sponsorship deal.  Ayre, youthful appearing at age 45 and still a playboy/debonaire ladies' man, wears more hats than you'd find in a Fifth Avenue Easter parade: globe-trotting entrepreneur, jet-setting high-lifer, former athlete, true visionary, generous philanthropist.  Already a master of cyberspace, the skies aren't even the limit as far as Ayre's concerned.  A self-made Canadian-born billionaire and one of People Magazine's 50 hottest bachelors, Ayre has taken Bodog.com Entertainment, an online gaming technology and eCom services company that he founded in 1994, and turned it into a multidimensional, all-compassing digital entertainment brand.  He finds the entertainment industry challenging "because people are always changing."  "The ability to innovate and put your own distinguishable twist on things is invaluable when it comes to keeping people interested," continued Ayre, recently profiled in a Forbes Magazine story about the world's richest men.  "We will always see this as a challenge, and it will always propel us to try new things.  "Considering the progressive nature of Bodog, it will be a continual driving factor for years to come. "As for goals, I think the number No. 1 goal for us in terms of business is managing our growth.  "We're growing rapidly, and considering our expansion into new markets and new forms of entertainment, we've been successfully able to manage our growth up to this point.  "It would be a goal of ours to continue to build on this, as we take our growth to a whole new level." Ayre remembers his humble beginnings well and considers himself fortunate to have risen above the level of quiet desperation that frames so many lives, even though it ultimately was his own drive and determination that fueled the glamorous lifestyle he lives today.  He harkens to his roots in rural Saskatchewan and chatters like a church lady on subjects such as abundance and the importance of giving back.  Bodog.com's continued success is vital, but so are charity and philanthropy.  "I would really like to see us achieve the same level of success with our charitable foundation as we've seen with our business endeavors," Ayre said.  "With The Calvin Ayre Foundation, we've worked hard to deliver results in all core areas of focus, from giving back to those that are less fortunate, to supporting education initiatives of underprivileged children, to protecting indefensible animals, there are a lot of projects that have achieved a high level of success, but there is still a lot of work left to be done.  "The remainder of the work can be seen as both personal and organizational challenges, but we're more than confident that we can overcome them and continue to make a meaningful and lasting difference in the lives of so many others."  Brian Gabrielle is a documented member of the Professional Handicappers League. &lt;br /&gt;Read all of his articles at http://www.procappers.com/Brian_Gabrielle.htm  Article Source: http://EzineArticles.com/?expert=Brian_Gabrielle http://EzineArticles.com/?Giving-Back&amp;id=525090  &lt;a href="http://www.technorati.com/blogs/superdrugstore.bloggerton.net"&gt;purchase soma online&lt;br /&gt;&lt;/a&gt; &lt;a href="http://www.technorati.com/blogs/supersoma.bloggerton.net"&gt;soma without prescription&lt;br /&gt;&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-5112910966902745167?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/5112910966902745167'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/5112910966902745167'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/10/giving-back.html' title='Giving Back'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-8241833726449176580.post-2547510052570206752</id><published>2007-10-09T05:20:00.001-07:00</published><updated>2007-10-09T05:20:24.250-07:00</updated><title type='text'>A Co-signer Can Aid Home Loan Approval!</title><content type='html'>By [http://ezinearticles.com/?expert=Kate_Ross]Kate Ross  Many requirements are usually not met by main applicants but can easily be fulfilled by a co-signer. 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Moreover, the lender can take legal actions against you in order to recover his money. The [http://www.badcreditloanswizard.com]lender doesnt have to follow a certain order, he can choose between claiming you the money or the main applicant.  Requirements Not Met  There are income requirements for home loans that you may not be able to fulfill. When applying with a co-signer, the incomes are combined and if the addition of both meets the requirements you can get approved. In many cases, when it comes to couples the combined income can raise a bit the required minimum but it never reaches more than 20% more.  Credit requirements are also important when it comes to home loan approval. In this case instead of adding, the co-signer credit situation can replace yours and fulfill the requirements. If your credit score wont allow approval, the co-signers score will be taken into account and if his reaches the minimum score required, the loan will be approved without hassles.   100% Financing  In many cases, in order to get approved for a [http://www.badcreditfinancialexperts.com]home loan, a down payment is required. If you cant provide a down payment, you can opt for requesting 100% financing on your home loan. But approval for this kind of loans is complicated. In order to guarantee approval you may need to apply with the aid of a co-signer. That way youll be able to obtain full financing for the whole propertys value without having to put money down.  Kate Ross is a professional consultant with fifteen years in the financial field. She helps people in the process of securing personal loans, mortgage, refinance or consolidation loans and prevents consumers from falling into financial scams.&lt;br /&gt;Smart tips and interesting articles on this subject and other financial related topics can be found at her website: http://www.speedybadcreditloans.com  Article Source: http://EzineArticles.com/?expert=Kate_Ross [http://ezinearticles.com/?A-Co-signer-Can-Aid-Home-Loan-Approval!&amp;id=332984 ]http://EzineArticles.com/?A-Co-signer-Can-Aid-Home-Loan-Approval!&amp;id=332984  &lt;a href="http://www.technorati.com/blogs/bestpropecia.bloggerton.net"&gt;prescription cheap generic propecia &lt;/a&gt; &lt;a href="http://ethics.tamucc.edu/submit.pl?op=viewsub&amp;subid=270.99107&amp;note=&amp;title=purchase%20finasteride%20online%20without%20prescription"&gt;buy propecia online &lt;/a&gt; &lt;a href="http://www.technorati.com/blogs/fastpropecia.bloggerton.net"&gt;finasteride order online order &lt;/a&gt; &lt;a href="http://www.cas.unt.edu:8000/submit.pl?op=viewsub&amp;subid=205925.98107&amp;note=&amp;title=buy%20propecia%20online%20without%20prescription"&gt;buy finasteride online&lt;/a&gt;&lt;div class="blogger-post-footer"&gt;&lt;img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8241833726449176580-2547510052570206752?l=mcmurraysusy.blogspot.com' alt='' /&gt;&lt;/div&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/2547510052570206752'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/8241833726449176580/posts/default/2547510052570206752'/><link rel='alternate' type='text/html' href='http://mcmurraysusy.blogspot.com/2007/10/co-signer-can-aid-home-loan-approval.html' title='A Co-signer Can Aid Home Loan Approval!'/><author><name>mcmurraysusy</name><uri>http://www.blogger.com/profile/06761388555963445398</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='http://img2.blogblog.com/img/b16-rounded.gif'/></author></entry></feed>
